(Written 8/22/11 by ChristopherK2 for the Nice MDers Over 35 Blog)
MzTeach's earlier comments about playing with tigers gave me a flashback to the early years in my life insurance career.
Life insurance companies are, of course, interested in your health history, age, vital stats, and such when you apply for life insurance. But they're also interested in your activities. So they ask about "hazardous activities" such as mountain climbing, sky diving, hot air ballooning, and bungee jumping.
I never thought much about those until I later studied the background statistics for them as part of a course. Wow, people die a LOT MORE often from that kind of stuff than "normal" people do! So, I resolved then to never EVER engage in ANY activity that life insurance companies ask about. (Well, except smoking cigs, of course.)
I've never seen a life insurance application that asked, "Have you in the last five years rolled around in the dirt just for giggles with a tiger, cheetah, lion or other Big Cat, or do you intend to do so within the next two years?" But I think I know how life insurance companies would react, so I won't do THAT.
As to other types of hazardous activities that might concern life insurance companies, I "hear" that they constantly check YouTube for the latest... hmmm... well, "Stupid Human Stuff." One that a buddy in the industry recently sent me is this jewel:
http://www.youtube.com/watch?v=4oeJjzdlTuI
I just hope their life and health insurance rates are a LOT higher than mine.
No comments:
Post a Comment